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30-year mortgage rate this week·closed · YES

Will the average U.S. 30-year fixed-rate mortgage rate for Sep 24, 2026 be above 6.95%?

YES means Above 6.95%

Seven percent is the line the market is arguing about: above 7.08% is 9¢. Housing is absorbing the rate path the Fed markets describe.
Our read · Sep 20, 2026 · 3 PM ET
24h volume
0
4,627 lifetime
Open interest
1,640
+1,640 over 90d
Spread
100¢
0 × 0 at the touch
24h range
–
30 recent trades
Chance of YES
97%

A YES contract costs 100¢ and pays $1 if it happens.

NO
3%

costs 100¢

YES bid / ask
0¢ / 100¢
NO bid / ask
0¢ / 100¢
Recent buying88% YES · 12% NO

This market is closed and resolved YES. Prices shown are the last ones traded.

What Galdor thinks

An independent read of this market

1Reads the rules literallySettlement source, close time, and the edge cases that flip an outcome.
2Checks the tape and the webOrder book, flow, price history, then targeted searches with sources.
3Gives a straight answerA probability with a band, and one of four calls: YES, NO, wait, or stay out.

Generated by an AI analyst from live exchange data and public web sources. Research and analytics, not investment advice. Markets can move after this was written.

Price history

YES price per candle with the bid/ask band, volume underneath. Times in UTC.

24h7d30d90d
0¢25¢50¢75¢100¢volSep 19Sep 25

Order book

Resting orders, both sides shown as YES prices. Bars are size.

Empty book.

How this market resolves

Verbatim from Kalshi. Read this before the price.

If the average U.S. 30-year fixed-rate mortgage rate for Sep 24, 2026 is above 6.95%, then the market resolves to Yes.

The Underlying is the 30-Year Fixed-Rate Mortgage national average published by Freddie Mac in its Primary Mortgage Market Survey (PMMS) for Sep 24, 2026. For a standard Thursday publication, the weekly measurement period runs from 12:00 a.m. ET on the preceding Thursday through 11:59 p.m. ET on Wednesday. The resulting national average is published Thursday at 12:00 p.m. ET. This market will use Freddie Mac's first published PMMS value for the specified week. Subsequent corrections or revisions made after expiration will not affect resolution.

Settlement sources
opened
Sep 17 · 5:00 PM UTC
closes
Sep 24 · 3:59 PM UTC · may close early
settles by
Oct 1 · 4:00 PM UTC
floor
6.95
ticker
KX30YMORTW-26SEP24-T6.95
Trade it on kalshi.com

Other outcomes in this event

Outcomes in this event settle independently.

Recent trades

Over the last 30 trades, 88% of contracts were bought on the YES side.

WhenYESContractsSide
1mo ago97¢209bought yes
1mo ago97¢55bought yes
1mo ago97¢695bought yes
1mo ago97¢8.7bought yes
1mo ago95¢53bought yes
1mo ago88¢300bought yes
1mo ago90¢13bought yes
1mo ago91¢2bought no
1mo ago92¢50bought no
1mo ago92¢3bought no
1mo ago91¢50bought no
2mo ago93¢5bought yes
2mo ago96¢294bought yes
2mo ago94¢500bought yes
2mo ago93¢3bought yes

Prices are YES cost in cents and approximate the market’s implied probability. Data is read live from the Kalshi Trade API on every page load. galdor.xyz places no orders and holds no positions. Research and analytics, not investment advice.